Everything you need.
Nothing you don’t.

It’s time you experienced full coverage.

When we say we have everything you could possibly need in one place, we do mean everything. Including insurance. Everything. That’s our thing.

Personal Lines

What would you change about your personal insurance?

Here’s your chance. Altera is ready to protect even your personal assets. The list simply goes on and on.

  • Homeowners
  • Automobile
  • Personal Umbrella
  • Watercraft
  • ATV
  • Life
  • Renters Insurance
  • Condo Insurance
  • Coverage for Rental Property
  • Vacant Dwellings
Commercial Lines

Do you have one source for all your business insurance needs?

You would if you had Altera. We offer product lines for all types of exposures.

  • Business Owners Policies
  • Commercial Package Coverage
  • Worker Compensation
  • Business Auto
  • Cyber Liability
  • Employment Practices Liability
  • Commercial Umbrella
  • Professional Liability
  • Builders Risk
  • And more
Health Insurance

Do your quoting and implementation procedures need a good check up?

You’re one contact away from having Altera on the case, offering quality comprehensive treatment for whatever ails you. We offer 30 different competitive carriers and turn-key solutions.

  • Medical
  • Dental
  • Vision
  • Group Life
  • Long- and Short-Term Disability
  • Long-Term Care
  • Supplemental Benefits
  • Buy/Sell Key Man Insurance
Cyber Insurance

How vulnerable is your business to a cyber breach?

You never know when a breach will happen. But do know this. Altera offers you all the protection you’ll ever need.

  • Security Breach Liability Coverage
  • Privacy Breach Liability Coverage
  • Breach Notice Response Services Coverage

A division of State Bank & Trust Company

With over 15 years in partnership, only Altera offers businesses a full suite of interconnected employer services in a single, easy to use and implement source. Contact us to put seamless integration to work for you.

Contact Us

Investment and Insurance Products:

  • Are Not a Deposit
  • Are Not FDIC-Insured
  • May Go Down In Value
  • Are Not Guaranteed by the Bank
  • Are Not A Condition to Any Banking Service or Activity
  • Are Not Insured by Any Federal Government Agency


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