Everything you need.
Nothing you don’t.

It’s time you experienced full coverage.

When we say we have everything you could possibly need in one place, we do mean everything. Including insurance. Everything. That’s our thing.
Health Insurance

Do your quoting and implementation procedures need a good check up?

You’re one contact away from having Altera on the case, offering quality comprehensive treatment for whatever ails you. We offer 30 different competitive carriers and turn-key solutions.

  • Medical
  • Dental
  • Vision
  • Group Life
  • Long- and Short-Term Disability
  • Long-Term Care
  • Supplemental Benefits
  • Buy/Sell Key Man Insurance

Altera Payroll & Insurance Inc. is now a subsidiary of Cadence Bank, N.A.

Altera Payroll & Insurance Inc. is now a subsidiary of Cadence Bank, resulting from the merger of Cadence Bank, N.A. and State Bank and Trust Company which closed on January 1, 2019. You will continue to receive the same great service by the same great people you know and trust. While there will be very few changes to your everyday experience at Altera, you may benefit from the expanded banking products, services and locations available through Cadence Bank. We look forward to serving you with equal care and commitment as a subsidiary of Cadence Bank.

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Investment and Insurance Products:

  • Are Not a Deposit
  • Are Not FDIC-Insured
  • May Go Down In Value
  • Are Not Guaranteed by the Bank
  • Are Not A Condition to Any Banking Service or Activity
  • Are Not Insured by Any Federal Government Agency


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