Everything you need.
Nothing you don’t.

The one place for managing everything.

Imagine having all the benefit management tools you need in one convenient place. Now stop imagining. It’s all right here.
HR Consulting

Do you wish you had access to a knowledgeable support staff?

Wish granted. Our streamlined process gives you access to real, live, knowledgeable assistance as well as real-time access to employee information. Being web- and cloud-based, reporting and tracking is simple. As is customization. And we’re also a Registered Reporting Agent to the IRS. No, you’re not dreaming.

Data Management

Does your insurance broker already have all the data needed to give you a quote?

Can we interest you in the answer, “Yes”? Our system offers data management skills that are off the charts compared to others, and can seamlessly communicate with third-party vendors like accountants, 401K providers, and benefit providers.

Benefits Administration

Do your payroll system and benefits services play nicely with each other?

They can and they will with Altera. We offer fully integrated benefits, payroll, and HR, with intuitive automated enrollment systems. Everything can be seamlessly bundled.

  • Health insurance
  • FSA and HSA
  • Workers Comp and COBRA
  • Property and Casualty Insurance
  • 401K Administration
  • Life, Disability, and Dental

Altera Payroll & Insurance Inc. is now a subsidiary of Cadence Bank, N.A.

Altera Payroll & Insurance Inc. is now a subsidiary of Cadence Bank, resulting from the merger of Cadence Bank, N.A. and State Bank and Trust Company which closed on January 1, 2019. You will continue to receive the same great service by the same great people you know and trust. While there will be very few changes to your everyday experience at Altera, you may benefit from the expanded banking products, services and locations available through Cadence Bank. We look forward to serving you with equal care and commitment as a subsidiary of Cadence Bank.

Read the press release

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Investment and Insurance Products:

  • Are Not a Deposit
  • Are Not FDIC-Insured
  • May Go Down In Value
  • Are Not Guaranteed by the Bank
  • Are Not A Condition to Any Banking Service or Activity
  • Are Not Insured by Any Federal Government Agency


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